The one in which I care about Future Me’s money
Tomorrow’s paycheck is the first of my $1,500 contribution to 401(K). If all goes according to plan, as of December 15, 2009 I should have $16,500 in contributions.
If I can do this I’ll be very proud of myself … on so many levels, beyond just the financial commitment.
To date, I’ve contributed ~$28,000 to retirement funds, beginning in 2006 when I first started working (and nope, I’m not looking at the current value).
Maxing out the 401(K) would be absolutely fabulous (I do not usually use the word fabulous – but an additional $16,500 in retirement accounts would, indeed, be fabulous).
It would also ease the pressure on retirement contributions for 2010 (the year, I hope, I begin grad school). I also hope to squeeze in some travel before school starts – planning a mother-daughter trip to China, and would really like to go to the Galapagos (from my “big-ticket dreams travel” list).
The one in which I care about Future Me’s memories
The problem is, I don’t know if I can find a travel companion to Galapagos. But I really want to go. So maybe I can get paired up with another single lady for a double room and avoid paying the singles supplement fee.
Maybe I should just go for it – say that if I can max out the 401(K) for 2009, and save $10,000 for retirement for 2010, then I’m just going to take off and head to the Galapagos islands for a week?
That’d be motivation…
I’m being pretty good to Future Me, eh? I hope she appreciates it when she’s an 80-year-old rocking out in her rocking chair, listening to oldies such as Brad Paisley and Maroon 5, and NOT eating cat food.