The 3%+ increase wasn’t unexpected, but it’s never good to see fixed expenses going up (especially during a time when energy and grocery prices are increasing so rapidly).
I’ve also put together a new budget spending plan, just in time for July! I’ve been a little too liberal with spending lately, and its time to be more conscious of what I’m spending my hard-earned $$$ on.
Spending Plan v 2.0
Rent / Utilities / DSL = $820
Eating Out / Groceries / Starbucks = $210
Medical co-pays = $40
Gas / Parking = $160
Car Insurance = $120
Car Repair = $80
Entertainment = $125
Personal Care = $50
Clothes & Accessories = $50
Laundry / Dry-Clean = $15
Student Loan = $160
Miscellaneous = $50
Gifts = $25
Travel = $120
Total = $2,000
I’ve decided can wait until next year are a new computer (eliminated computer budget), and since I’ve paid for all the test prep I’m going to take this year, the education budget has been eliminated as well. Next year, though, I want to take some classes at a local college, so I’ll have to set aside money for that purpose.
This spending plan is not set in stone… if CB gets a job out of state or out of city, I’ll have to plan on getting a new computer with web-cam and split my share of air plane tickets. But I think I have enough flexibility built in to my spending that an extra $200 a month won’t seriously derail my savings.