After I came home, I got a bill from my doctor’s. My eyes immediately turned to the $225 figure – and I mentally had a “What?!” moment.
On a closer look, I realized that all but $8.81 of the amount is paid for by insurance, so my responsibility is for less than $10. That made me feel much better. It also reinforced the fact how important health insurance is, and how fortunate I am to have quality, affordable health insurance.
That’s why I include a line item in my restructuring (aka “laid off”) budget for private health insurance. Even if it’s only catastrophic coverage, I am far too chicken to play chicken with my health. I have family members who work in the medical field, so I’ve heard about the ordeal that falls on people with inadequate, or no, insurance.
Mom told me that staying healthy is the most important factor to achieving and maintaining prosperity in America. The more I think about it, the truer I think it is.
I worry about health insurance a lot – for people that I love who aren’t insured, for the future of the health care system in America, for the growing Medicare and Medical liabilities, and for my parents’ health insurance / long-term care insurance needs.