Posted in Food on February 29, 2008 | 12 Comments »
Since January 2008, I’ve only bought lunch at work TWICE. I think I spent ~$15 in all.
Because I’ve been so good, I am going to get a giant Chipotle burrito (I am partial to the fajita burrito with extra corn salsa) tomorrow. And stuff my face.
I. Can’t. Wait.
Posted in Budget, Car on February 28, 2008 | 29 Comments »
Well, I thought that because I don’t have a car payment the cost of owning and operating a vehicle would be… I don’t know… LOWER?
I’ve done a quick tally of all the costs associated with my car:
Gasoline/parking: $150 a month
Auto insurance: $125 a month
Oil change/maintenance/repairs: $85/month
Total: $150+$125+$85 = $360.
So every month, my car get $360 [...]
Posted in Budget on February 27, 2008 | 23 Comments »
After being inspired by this early retirement extraordinaire, I decided to take a closer look at my budget to see if there is an area I can cut or trim.
I operate on a $2,000/month budget - it’s a pretty good plan for ME. (I’ve followed it fairly well since the beginning of this year). A [...]
Posted in Budget, Retirement on February 26, 2008 | 6 Comments »
I just found this blog: http://earlyretirementextreme.com/. The title certainly is NO exaggeration! The author, Jacob, is a 30something PH.D. who lives in the Bay Area. According to his blog, he has consistently saved 70% of his net salary for several years, and have managed to have an extreme early retirement in his 30s.
Wow. Can I [...]
Posted in Retirement on February 26, 2008 | 6 Comments »
…and it appears that I have ~$20,000 in my retirement portfolio. All those new Roth IRA contributions helped, and the recent market uptick didn’t hurt, either.
I’m done with anything $$$-related for the night.
Posted in Money Stories on February 24, 2008 | 9 Comments »
Here’s the first international 20something money story… about a 27-year-old living in the Down Under.
I don’t have a blog, but I’ve been thinking of starting one when I have the time. So for practice, I thought I’d write my money story. I know your focus is on demography rather than geography, however [...]
Posted in Books, Retirement on February 21, 2008 | 5 Comments »
A reader emailed moi for advice on how to get started investing in a Roth IRA. I was pretty excited that she thought of me (disclaimer: I am NOT a financial adviser). I don’t particularly talk about my investments on this blog (except to say that I DO invest) because investing is different for everyone, [...]
Posted in Saving on February 20, 2008 | 6 Comments »
I live in an area with a very high cost of living. More specifically, I live in an area where I spend my commute sitting in traffic with BMW 7-series and Mercedes CLK’s.
I maintain a $50,000 property liability insurance (far above the state-mandated minimum) because one dent on one of those babies will probably set [...]
Posted in Money Stories on February 17, 2008 | 4 Comments »
This is the story of “Elizabeth,” a 27-year-old who works in the IT field in San Francisco.
I had to think long and hard before I decided to respond to the profile challenge for two reasons. The first being that I am not a very good writer and the second being that my [...]
Posted in Retirement, Saving on February 15, 2008 | 12 Comments »
YAY!
The plan: $500 to Roth IRA and $550 to Money Market Fund. The rest will go to car insurance and credit card payment. Including the above contributions, I’ve put in $1,000 for the Roth IRA and $2,050 to the Money Market Fund. Granted, a grand of the MMF contribution were from pre-2008 earnings/savings, but still.
So [...]
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