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Archive for January, 2008

January 08 report

I’ve been good about keeping track of my money.. so I’m feeling proud just ’cause of that.
Spendng $$$: I budgeted $1958.16 per month, but only spent $1,651.62 (fixed: $1,134.75, variable: $516.87, and irregular: $0). My unofficial goal is to keep my monthly spending lower than 1 paycheck’s net amount, which I have done [...]

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Thank God for small blessings

One of the best feelings in life has got to be when you’re just drifting off to sleep (or s-l-o-w-l-y awaking)… that in-between moment when you are conscious enough to enjoy the feeling of a luxurious sleep but still sleepy enough to, well, luxuriate* in your sleepiness.
Come to think of it, it’s no small thing [...]

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Death by cupcake

I spoke too soon…
So, it appears I would NOT be under budget for food after all.
Tonight after work I went to my local grocery store and bought vanilla, chocolate bars, cupcake liners, flour, baking soda, and confectioner’s sugar for a grand total of $16. So I went over budget by around $15.
I made cupcakes.
That’s RIGHT! [...]

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What’s your food budget?

Wow. Thanks to everyone for the TJ’s suggestions.. more stuff to check out on the next grocery run!
January isn’t over yet, but I’ve bought all the groceries I’ll buy for this month - not to mention that next weekend will be February, so I don’t expect to buy any more food until [...]

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One word (or two): Trader Joe’s.
Seriously. That store’s frozen foods section is a God-send for me. The products are so tasty and easy to make (and dare I say, as healthy as frozen foods can get) that it’s not worth for me to go out to restaurants unless I’m looking for ambiance or really really [...]

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Protected: Life, I have imagined

There is no excerpt because this is a protected post.

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$150 in my pocket!

I just called my car insurance company and got my 6-month premium lowered from almost $850 to a little over $700. My monthly payments will be almost $25 cheaper.
That $25 will probably be (more than) eaten up by rent increases when my lease is up in the summer. Oh well.

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Something amazing happened

I went through the ENTIRE WEEK of January 14th to January 20th without spending ONE penny on dining out.
What’s more, I’m actually pretty happy with the lack of restaurant-fare.
For some, it might not sound much of an accomplishment, but then there’s me.
In the past, it would’ve been so easy to just get [...]

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Buying, eventually

Even though I fully intend on owning a home -free & clear- by the time I retire, it’s becoming increasingly clear that home ownership in the next 3-5 years isn’t necessarily compatible with my future goals/plans. Unless the housing market drops 20% and I can suddenly buy condos for under $250,000, that is.
I ran an [...]

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History in the making

So this is a very volatile time in the markets right now - my investment portfolio tells me that. In just a short several years, I’ve seen the tech boom (and bust), the run-up of hedge funds then private equity, the age of mega leveraged buyouts, the real estate explosion, and now… the fallout.
At first [...]

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