Posted in Food, Saving, Spending on July 30, 2007 | 11 Comments »
I want to save enough money to have a down payment, I really do. But many times I just don’t have the energy to put that into action. Food is my most “spendy” area - most of the time I’m too tired to cook or even go grocery shopping.
In other words, I spent $25 on [...]
Posted in Real estate on July 27, 2007 | 2 Comments »
Californian properties are expensive, especially for a new grad.
So, I could buy a beautiful house or condo in some other parts of the country, but my decision to buy a residential property will be more than just a hard-headed calculation of where I’d get “more bang for my buck.”
I grew up in California. My friends [...]
Posted in Blogging on July 26, 2007 | 14 Comments »
My dear readers,
I am re-focusing this blog to document my journey in saving for a down payment in the expensive California real estate market. As such, this blog will be renamed to be, appropriately enough, Well-Heeled: California Dreamin’. This is me dreaming (and making that dream come true) of a down payment so that I [...]
Posted in Real estate on July 26, 2007 | 7 Comments »
I want to buy.
A house that is.
Okay, not really a house. A townhouse. Or a condo.
Something (relatively) affordable. Emphasis on relatively.
A 15% down payment on a $500,000 condo is $75,000. That is NOT a small chunk of cash. It’s time for me to build up some relatively liquid, non-emergency funds.
I estimate…. a five-year horizon? I’m [...]
Posted in Travel on July 22, 2007 | 1 Comment »
I don’t know if this is old news to New Yorkers, but I found a nifty website that estimates the cab fare from point A to point B.
Check out Taxi wiz. After taking several cab rides in NYC, I find the estimates are pretty accurate (as long as there aren’t gridlocks).
Taxi wiz also provides estimates [...]
Posted in Food, Spending on July 20, 2007 | 11 Comments »
One of the biggest perks of my corporate apartment is its WONDERFUL kitchen. It’s not big, but all the appliances are new and easy to use. The cabinets are stocked with utensils, plates, cookware, pots & pans, a set of knifes, and even a cutting board.
If there’s ever a time to learn to cook, this [...]
Posted in Real estate on July 19, 2007 | 1 Comment »
The post below was posted at Free Money Finance. Thanks to FMF for letting me guest post.
After finding a job and graduating college, I have experienced another rite of passage: hunting for my first apartment.
Some things I’ve learned from my search:
1. Define my negotiables and non-negotiables. In other words, separate the “needs” from the “wants.” [...]
Posted in Life, Saving on July 16, 2007 | 17 Comments »
My work place is too far from my parents’ place for me to seriously consider living at home after college. In some ways, I’m glad. This means that I never had to weigh the benefits of getting my own (shared) apartment against what I could be saving ($500+/month) if I lived at home.
According to this [...]
Posted in Food, Travel on July 13, 2007 | 6 Comments »
I’ve been busy trying to get ready for my trip…. so my apologies for the nonexistent posting over the last week. Do I still have readers left?
One of the things I’m looking forward to is New York’s Restaurant Week, when over 200 restaurants across the city are offering 3-course prix-fixe dining for lunch ($24.07) and [...]
Posted in Saving on July 6, 2007 | 9 Comments »
The motto of the personal finance set is to pay yourself first (pay it into savings). Frugality is lauded and spending is condemned. I don’t disagree, but am probably a good standard deviation from the norm (for personal finance bloggers). Compared to many of the other bloggers, I actually spend quite a bit of money.
I [...]
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